Smart Money Club Members VIP Vault

[op_liveeditor_elements] <div class="row element-container cf icon" >[op_liveeditor_element data-style="eyJhZHZhbmNlZENsYXNzIjoiaWNvbiJ9"][bullet_block upload_icon="http://members.bigbudget.com/wp-content/uploads/2016/06/icon-1-5.png" large_icon="0.png" width="" alignment="center"]<ul><li><a href="http://members.bigbudget.com/dashboard-ocu/">Dashboard</a></li></ul>[/bullet_block][/op_liveeditor_element]</div><div class="row element-container cf icon" >[op_liveeditor_element data-style="eyJhZHZhbmNlZENsYXNzIjoiaWNvbiJ9"][bullet_block upload_icon="http://members.bigbudget.com/wp-content/uploads/2016/06/vip-1.png" large_icon="0.png" width="" alignment="center"]<ul><li><a href="#">SMC VIP</a></li></ul>[/bullet_block][/op_liveeditor_element]</div><div class="row element-container cf icon" >[op_liveeditor_element data-style="eyJhZHZhbmNlZENsYXNzIjoiaWNvbiJ9"][bullet_block upload_icon="http://members.bigbudget.com/wp-content/uploads/2016/06/1466684832_444.png" large_icon="0.png" width="" alignment="center"]<ul><li><a href="https://members.bigbudget.com/automator">Automator</a></li></ul>[/bullet_block][/op_liveeditor_element]</div><div class="row element-container cf icon" >[op_liveeditor_element data-style="eyJhZHZhbmNlZENsYXNzIjoiaWNvbiJ9"][bullet_block upload_icon="http://members.bigbudget.com/wp-content/uploads/2016/06/community-1.png" large_icon="0.png" width="" alignment="center"]<ul><li><a href="https://www.facebook.com/groups/creditsecret/">SMC Community</a></li></ul>[/bullet_block][/op_liveeditor_element]</div><div class="row element-container cf icon" >[op_liveeditor_element data-style="eyJhZHZhbmNlZENsYXNzIjoiaWNvbiJ9"][bullet_block upload_icon="http://members.bigbudget.com/wp-content/uploads/2017/02/Money-Icon.png" large_icon="0.png" width="" alignment="center"]<ul><li><a href="http://members.bigbudget.com/secret-money-method">Secret $ Method</a></li></ul>[/bullet_block][/op_liveeditor_element]</div><div class="row element-container cf icon" >[op_liveeditor_element data-style="eyJhZHZhbmNlZENsYXNzIjoiaWNvbiJ9"][bullet_block upload_icon="http://members.bigbudget.com/wp-content/uploads/2016/06/icon-6-4.png" large_icon="0.png" width="" alignment="center"]<ul><li><a href="http://members.bigbudget.com/faq/">FAQ</a></li></ul>[/bullet_block][/op_liveeditor_element]</div>[/op_liveeditor_elements]

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Smart Money VIP Vault: LOCKED

Your VIP Vault of Exclusive Credit Tips & Tricks not found in the Book.

IMPORTANT: Be sure to check the “files” section of the SMC Facebook group here for even more user-generated success letters and files being added daily.

[headline style="1" font_size="32" align="center" headline_tag="h2" top_margin="20"]<h2 style="text-align: center;"><strong>Smart Money VIP Vault: [memb_has_any_tag tagid="219"]<span style="color: #ff0000;">LOCKED</span>[else_memb_has_any_tag]<span style="color: #339966;">UNLOCKED[/memb_has_any_tag]</span></strong></h2><br />
<p style="text-align: center;">Your VIP Vault of Exclusive Credit Tips &amp; Tricks not found in the Book.</p><br />
<p style="text-align: center;"><strong>IMPORTANT:</strong> Be sure to check <span style="text-decoration: underline;"><a href="https://www.facebook.com/groups/creditsecret/files/?filter=files">the "files" section of the SMC Facebook group here</a></span> for even more user-generated success letters and files being added daily.</p>[/headline]

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Sorry! This content is only available to current monthly members of the Smart Money Club

Click here now to start your FREE 30-Day Trial

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[op_liveeditor_elements] <div class="row element-container cf " >[op_liveeditor_element data-style=""][text_block style="undefined" align="center" font_color="%23000000"]<h3 style="text-align: center;">Sorry! This content is only available to current monthly members of the Smart Money Club</h3><br />
<p style="text-align: center;"><span style="text-decoration: underline;"><strong><a href="https://members.bigbudget.com/smart-money-club-trial/">Click here now to start your FREE 30-Day Trial</a></strong></span></p></p>
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How to Remove Old Addresses from Your Credit Report

Removing old addresses and incorrect information could boost your score by up to 70+ points and increase the chance to remove any negative items associated with those old addresses.

Click Here To Download The Letter

Alternate Option: Fax in the above letter to the bureaus: (this has worked for many people overnight)

Equifax Fax #’s 888-826-0573, 888-826-0549

TransUnion Fax #’s 610-546-4606, 610-546-4771, 888-462-8009

Experian Fax #’s 972-390-4918

(IMPORTANT NOTE: Some people have also had results with Experian by uploading the letter to www.experian.com/upload)

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[img_text_aside style="2" image="http://members.bigbudget.com/wp-content/uploads/2016/03/addresspdf-222×300.png" image_alignment="right" headline="How%20to%20Remove%20Old%20Addresses%20from%20Your%20Credit%20Report" alignment="left"]Removing old addresses and incorrect information could boost your score by up to 70+ points and increase the chance to remove any negative items associated with those old addresses.</p>
<p><a href="http://members.bigbudget.com/wp-content/uploads/2016/03/Old-Address-Removal.pdf">Click Here To Download The Letter</a></p>
<p><strong>Alternate Option:</strong> Fax in the above letter to the bureaus: (this has worked for many people overnight)</p>
<p><strong>Equifax Fax #’s 888-826-0573, 888-826-0549</strong></p>
<p><strong>TransUnion Fax #’s 610-546-4606, 610-546-4771, 888-462-8009</strong></p>
<p><strong>Experian Fax #’s 972-390-4918 </strong></p>
<p><strong>(IMPORTANT NOTE: Some people have also had results with Experian by uploading the letter to www.experian.com/upload)</strong>[/img_text_aside]

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How to Remove Inquiries from Your Credit Report

Removing score-crushing credit inquiries can give you an instant boost.

Click Here To Download The Inquiry Letter To Send To The Credit Bureaus

Click Here To Download The Inquiry Letter To Send To The Original Creditor

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[img_text_aside style="2" image="http://members.bigbudget.com/wp-content/uploads/2016/03/wordinquirycra-300×258.jpg" image_alignment="right" headline="How%20to%20Remove%20Inquiries%20from%20Your%20Credit%20Report" alignment="left"]Removing score-crushing credit inquiries can give you an instant boost.</p>
<p><a href="http://members.bigbudget.com/wp-content/uploads/2016/03/Removal-of-Credit-Inquiries-sent-to-CRAs.doc">Click Here To Download The Inquiry Letter</a> To Send To The <strong>Credit Bureaus</strong></p>
<p><a href="http://members.bigbudget.com/wp-content/uploads/2016/03/Removal-of-Credit-Inquiries-sent-to-Creditor.doc">Click Here To Download The Inquiry Letter</a> To Send To The <strong>Original Creditor</strong></p>
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The Shopping Cart Trick: How To Get Credit Without A Credit Check

These become POSITIVE tradelines on your credit report. Positive tradelines do great things for your scores, and can build your credit fast.

Here’s how the Shopping Cart Trick Works…

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[img_text_aside style="2" image="http://members.bigbudget.com/wp-content/uploads/2016/03/charles.png" image_alignment="right" headline="The%20Shopping%20Cart%20Trick%3A%20How%20To%20Get%20Credit%20Without%20A%20Credit%20Check" alignment="left"]These become POSITIVE tradelines on your credit report. Positive tradelines do great things for your scores, and can build your credit fast.</p>
<p><strong>Here's how the Shopping Cart Trick Works…</strong>[/img_text_aside]

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1

Go to the website of the store you want a card for.

This is not a full list, but it’s every site we’ve found so far that the Shopping Cart Trick has been successful with:
Abercrombie.com
AnnTaylor.com
BrylanHome.com
Buckle.com
ColdwaterCreek.com
Dillards.com
Express.com
FingerHut.com
Gamestop.com
Gap.com
HSN.com
jCrew.com
JessicaLondon.com
jJill.com
KingSizeDirect.com
Kirklands.com
Loft.com
Motorola.com
MyPoints.com
NYandCompany.com
OneStopPlus.com
Overstock.com
PacSun.com
QVC.com
RedRoof.com
Roamans.com
SportsmansGuide.com
Venus.com
VictoriasSecret.com
WalMart.com
WayFair.com
WomanWithin.com
2

Add items to your shopping cart.

You can add as few or as many as you like, but it should be more than one – don’t worry – you won’t have to buy all the items you put in your cart
3

Begin to check out.

Enter in your address, making sure it matches the address listed in your credit reports. Continue going through the check out process until you get to the final payment page
4

Accept the offer.

You should receive an offer popup before you reach the final payment page. Make sure you disable any popup blockers you may have on, so you can see the offer when it shows
5

Complete the application.

It is best to only complete the applications that ask for the last 4 digits of your social security number only. If they ask for the entire SSN then they will do a hard inquiry on your credit report. If they only ask for the last 4 digits, then it is a soft inquiry and you have a better chance of approval. The trick is hit and miss and may not work one day and then work the next.

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[step_graphics style="1" color=""][step style="1" text="1" headline="Go%20to%20the%20website%20of%20the%20store%20you%20want%20a%20card%20for."]%3Cp%3EThis%20is%20not%20a%20full%20list%2C%20but%20it's%20every%20site%20we've%20found%20so%20far%20that%20the%20Shopping%20Cart%20Trick%20has%20been%20successful%20with%3A%3Cbr%2F%3E%0AAbercrombie.com%3Cbr%2F%3E%0AAnnTaylor.com%3Cbr%2F%3E%0ABrylanHome.com%3Cbr%2F%3E%0ABuckle.com%3Cbr%2F%3E%0AColdwaterCreek.com%3Cbr%2F%3E%0ADillards.com%3Cbr%2F%3E%0AExpress.com%3Cbr%2F%3E%0AFingerHut.com%3Cbr%2F%3E%0AGamestop.com%3Cbr%2F%3E%0AGap.com%3Cbr%2F%3E%0AHSN.com%3Cbr%2F%3E%0AjCrew.com%3Cbr%2F%3E%0AJessicaLondon.com%3Cbr%2F%3E%0AjJill.com%3Cbr%2F%3E%0AKingSizeDirect.com%3Cbr%2F%3E%0AKirklands.com%3Cbr%2F%3E%0ALoft.com%3Cbr%2F%3E%0AMotorola.com%3Cbr%2F%3E%0AMyPoints.com%3Cbr%2F%3E%0ANYandCompany.com%3Cbr%2F%3E%0AOneStopPlus.com%3Cbr%2F%3E%0AOverstock.com%3Cbr%2F%3E%0APacSun.com%3Cbr%2F%3E%0AQVC.com%3Cbr%2F%3E%0ARedRoof.com%3Cbr%2F%3E%0ARoamans.com%3Cbr%2F%3E%0ASportsmansGuide.com%3Cbr%2F%3E%0AVenus.com%3Cbr%2F%3E%0AVictoriasSecret.com%3Cbr%2F%3E%0AWalMart.com%3Cbr%2F%3E%0AWayFair.com%3Cbr%2F%3E%0AWomanWithin.com%3C%2Fp%3E%0A[/step][step style="1" text="2" headline="Add%20items%20to%20your%20shopping%20cart."]%3Cp%3EYou%20can%20add%20as%20few%20or%20as%20many%20as%20you%20like%2C%20but%20it%20should%20be%20more%20than%20one%20-%20don't%20worry%20-%20you%20won't%20have%20to%20buy%20all%20the%20items%20you%20put%20in%20your%20cart%3C%2Fp%3E%0A[/step][step style="1" text="3" headline="Begin%20to%20check%20out."]%3Cp%3EEnter%20in%20your%20address%2C%20making%20sure%20it%20matches%20the%20address%20listed%20in%20your%20credit%20reports.%20Continue%20going%20through%20the%20check%20out%20process%20until%20you%20get%20to%20the%20final%20payment%20page%3C%2Fp%3E%0A[/step][step style="1" text="4" headline="Accept%20the%20offer."]%3Cp%3EYou%20should%20receive%20an%20offer%20popup%20before%20you%20reach%20the%20final%20payment%20page.%20Make%20sure%20you%20disable%20any%20popup%20blockers%20you%20may%20have%20on%2C%20so%20you%20can%20see%20the%20offer%20when%20it%20shows%3C%2Fp%3E%0A[/step][step style="1" text="5" headline="Complete%20the%20application."]%3Cp%3EIt%20is%20best%20to%20only%20complete%20the%20applications%20that%20ask%20for%20the%20last%204%20digits%20of%20your%20social%20security%20number%20only.%20If%20they%20ask%20for%20the%20entire%20SSN%20then%20they%20will%20do%20a%20hard%20inquiry%20on%20your%20credit%20report.%20If%20they%20only%20ask%20for%20the%20last%204%20digits%2C%20then%20it%20is%20a%20soft%20inquiry%20and%20you%20have%20a%20better%20chance%20of%20approval.%20The%20trick%20is%20hit%20and%20miss%20and%20may%20not%20work%20one%20day%20and%20then%20work%20the%20next.%3C%2Fp%3E%0A[/step][/step_graphics]

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— SPACER —

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If you find it isn’t working for you, check out the video below:

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[text_block style="style_1.png" align="left"]<p style="text-align: center;"><strong>If you find it isn’t working for you, check out the video below:</strong></p>[/text_block]

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[video_player type="youtube" youtube_remove_logo="Y" width="560" height="315" align="center" margin_top="0" margin_bottom="20"]aHR0cHM6Ly93d3cueW91dHViZS5jb20vd2F0Y2g/dj1HMUhjOUI5eTViRQ==[/video_player]

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Monthly Budgeting Worksheet

Click Here To Download Your Budgeting Template

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[headline style="1" align="center" headline_tag="h2"]<h2 style="text-align: center;"><strong>Monthly Budgeting Worksheet</strong></h2><br />
<p style="text-align: center;"><a href="http://members.bigbudget.com/budgetingtemplate.xls"><img class="aligncenter size-thumbnail wp-image-2271" src="http://members.bigbudget.com/wp-content/uploads/2016/09/xls-150×150.gif" alt="xls" width="150" height="150"/></a></p><br />
<p style="text-align: center;"><a href="http://members.bigbudget.com/budgetingtemplate.xls">Click Here To Download Your Budgeting Template</a></p>[/headline]

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Special Report: CFPB Complaints

Click Here To Download This Special Report

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[headline style="1" align="center" headline_tag="h2"]<h2 style="text-align: center;"><strong>Special Report: CFPB Complaints</strong></h2><br />
<p style="text-align: center;"><a href="http://members.bigbudget.com/vip/cfpb.pdf" target="_blank"><img class="aligncenter wp-image-1790 size-full" src="http://members.bigbudget.com/wp-content/uploads/2016/06/1466684519_Resume.png" width="128" height="128"/></a></p><br />
<p style="text-align: center;"><a href="http://members.bigbudget.com/vip/cfpb.pdf" target="_blank"><strong>Click Here To Download This Special Report</strong></a></p>[/headline]

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More VIP Tips & Tricks Coming Soon!

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[headline style="1" align="center" headline_tag="h2"]<h2 style="text-align: center;"><strong>More VIP Tips & Tricks Coming Soon!</strong></h2>[/headline]

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[custom_html]

Jason Deiboldt

[email protected]

December 12th, 2013

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<div style="visibility:hidden" id="user_email">[memb_wp_user fieldname="user_email"]</div><br />
<div style="visibility:hidden" id="user_created_at">[memb_registration_date]</div>[/custom_html]

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